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Calculate your EMI instantly

Professional EMI calculator & loan planner

EMI Formula

Monthly EMI

₹43,391

Total Interest

₹54,13,889

Total Payment

₹1,04,13,889

Amortization Schedule

Month Principal Interest Balance

Indicative estimates — demo

Calculate your EMI instantly

Enter loan amount, rate and tenure to see monthly EMI, total interest and amortization.

₹1L ₹5Cr
5% 25%
%
1Y 30Y

Monthly EMI

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₹9,847
Per month

Total Interest

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₹8,72,460

Total Payment

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₹17,72,460

Payment Breakup

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Principal
Interest

Amortization Schedule

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* Indicative estimates — demo purposes only

Detailed Results

Comprehensive breakdown of your loan payments and amortization schedule.

Your EMI Summary

EMI Formula
Monthly EMI
₹9,847
Per month
Total Interest
₹8,72,460
Over loan tenure
Total Payment
₹17,72,460
Principal + Interest

Payment Breakup Analysis

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Principal Amount
56.4%
Interest Amount
43.6%
Info Icon Key Insight

You'll pay more interest than principal in the initial years. Consider prepayments to reduce total interest.

Complete Amortization Schedule

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Month EMI Principal Interest Balance

Quick Actions

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Loan Insights

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Interest Rate 8.5%
Loan Tenure 15 years
EMI Start Date Jan 2025
Total Payments 180
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Important Notice

These are indicative estimates for demonstration purposes only. Actual loan terms may vary based on lender policies and market conditions.

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EMI Formula
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Instant EMI Calculation

Get accurate monthly payments in seconds with our advanced algorithm that considers all loan parameters.

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Visual Analytics

Interactive charts and graphs that make complex loan data easy to understand at a glance.

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Amortization Schedule

Detailed month-by-month breakdown of your loan payments showing principal and interest components.

  • Monthly breakdown
  • Principal vs Interest
  • Balance tracking
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